Financial Options in Germantown, MD

River Stone Dental strives to provide affordable dental care to the entire community. Our patients include families, working professionals, seniors and more. Financial options are important to our varied patrons and we never want anyone to forgo getting essential dental care because of financial concerns.

man paying a bill online

Payment Options

  • Debit Cards
  • AMEX, Discover, Mastercard, Visa
  • FSAs and HSAs
  • Check


River Stone Dental is pleased to offer our patients an affordable way to get the dental care they need. Not everyone has access to dental insurance and even those who do can be put off by the hassle that comes with some plans. With our dental savers plan, you can forget about pre-approvals or pre-existing conditions, maximums or minimums, deductibles or claim forms. Our plan is straightforward and easy to understand. Plus, it offers discounts on items not covered by traditional insurance like orthodontics and cosmetic procedures.

Depending on your specific needs and the size of your family, you can choose from three different savers plans.

Includes 15% discount off all additional services

(Under Age 14)

Two Routine Cleanings & Exams
Two Fluoride Treatments
One Set of Recommended X-rays

(Regular Care)

Two Routine Cleanings & Exams
Two Fluoride Treatments
One Set of Recommended X-rays

(Periodontal Maintenance)

Two Periodontal Cleanings & Exams
One Fluoride Treatment
One Set of Recommended X-rays

Dental Insurance

Our office is insurance friendly and in-network with many insurance plans. Our experienced front office can help you maximize your insurance benefits and file claims. Please keep your insurance information up to date with us and bring your card when you come to expedite filing claims.


We also accept financing through an independent healthcare financing company called CareCredit. They offer an easy online application. Credit approval is quick and they offer many low or zero interest payment plans. It works like a credit card that you can use for dental care or other healthcare services.

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